How far behind can my books be before it is too late?

It is almost never too late. Whether you are a few months or a few years behind, we can reconstruct your books from bank statements, credit card records, and whatever documentation exists. The further behind you are, the more cleanup work is involved, but we have helped clients recover from significant backlogs. The best time to start is now, before the gap grows larger.

What bookkeeping software do you use?

We work primarily with QuickBooks Online, the most widely supported platform for small businesses, and we can work with other cloud bookkeeping tools depending on your setup. If you do not yet have bookkeeping software, we help you choose and set up the right system for your business. The goal is a clean, maintainable system you and your team can rely on.

How does pricing work?

Pricing depends on the service, the condition of your books, and the complexity of your business. Cleanup and catch-up work is typically scoped as a project after we understand what is involved. Monthly bookkeeping and fractional CFO services are offered at a predictable monthly rate. We discuss pricing openly on the Financial Clarity Call so you know what to expect before committing.

What happens on the Financial Clarity Call?

The Financial Clarity Call is a free, 30-minute conversation with Christina, our founder. We talk through where your finances are today, what is causing friction, and what you want to achieve. You leave with a clear sense of whether our services are a fit and, if they are, what next steps would look like. There is no pressure and no obligation.

How long does a cleanup take?

Timeline depends on how far behind you are, how organized your records are, and the complexity of your accounts. A straightforward cleanup of a few months may take a couple of weeks, while reconstructing multiple years can take longer. After the Financial Clarity Call we give you a realistic estimate so you know what to expect.

Do you file my taxes?

No. Namaste Financial Management provides bookkeeping, financial organization, and advisory support; we do not provide tax preparation, tax advice, legal advice, or investment advice. We do, however, keep your books clean and organized so your CPA or tax preparer can file accurately and efficiently, and we coordinate with them on your behalf.

How is personal financial organization different from your business services?

Personal financial organization is for individuals and families, not businesses. It covers household bookkeeping, bill-pay coordination, spending visibility, and personal financial reporting. Our business services—bookkeeping, cleanup, and fractional CFO—focus on your company's financials. Some clients use both; the personal service exists for people whose financial life has outgrown simple tracking.

Legal

Privacy Policy

Last Updated: August 28, 2026

Namaste Financial Management, Inc. (“Namaste Financial Management,” “Namaste,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information you share with us.

This Privacy Policy explains how we collect, use, disclose, protect, and retain personal information when you visit our website, contact us, schedule a consultation, inquire about our services, or otherwise interact with us.

By using our website or providing information to us, you acknowledge the practices described in this Privacy Policy.

1. Who We Are

Namaste Financial Management, Inc. provides bookkeeping, financial cleanup, financial reporting, cash-flow support, fractional CFO services, and personal financial organization services.

Our website is intended for prospective and current clients, referral partners, and others interested in learning about our services.

If you have questions about this Privacy Policy or our privacy practices, contact us at:

Namaste Financial Management, Inc.
Email: jack@namastefinancialmgmt.com
Phone: (310) 463-1733

2. Information We Collect

We may collect personal information directly from you, automatically through your use of our website, and from service providers that help us operate our website and business.

Information You Provide Directly

When you contact us, complete a form, request information, schedule a Financial Clarity Call, subscribe to communications, or become a client, we may collect:

Name
Email address
Telephone number
Business name
Business website
Business location
Job title or role
Preferred service location
Information about your business, financial goals, and financial challenges
Approximate annual revenue range
Information about bookkeeping, reporting, cash flow, tax preparation, financial cleanup, or fractional CFO needs
Information you provide when requesting personal financial organization services
Information you include in messages, forms, appointment requests, emails, or phone calls
Any other information you choose to provide to us

Client and Prospective-Client Financial Information

If you become a client, or if we need information to evaluate whether our services are a good fit, we may collect information relevant to the services you request. Depending on the engagement, this may include financial records, accounting information, business transaction records, invoices, expense information, payroll information, tax-related documents, account balances, or other financial data.

We ask that you do not submit highly sensitive information through general website contact forms or appointment-request forms. This includes:

Bank or account numbers
Credit or debit card numbers
Passwords or login credentials
Social Security numbers
Taxpayer identification numbers
Driver’s license or passport numbers
Full copies of financial statements or tax returns
Other sensitive financial or identity information

If we need sensitive information, we will provide or identify an appropriate secure method for sharing it.

Information Collected Automatically

When you visit our website, we or our service providers may automatically collect limited technical and usage information, such as:

IP address
Browser type
Device type
Operating system
Approximate geographic location
Pages viewed
Links clicked
Date and time of visits
Referring website or source
Website interaction data
Cookie and similar-technology information

We may use cookies, pixels, analytics tools, and similar technologies to operate our website, understand usage, improve performance, protect the website, and measure the effectiveness of our marketing.

3. How We Use Information

We may use personal information for the following purposes:

To respond to inquiries and communicate with you
To schedule, confirm, and remind you about consultations or meetings
To determine whether our services may be a fit for your needs
To provide bookkeeping, financial cleanup, reporting, fractional CFO, personal financial organization, and related services
To manage prospective-client and client relationships
To send administrative communications, service-related information, and important updates
To improve our website, services, communications, and client experience
To understand website traffic, marketing performance, and service interest
To maintain records and internal business operations
To prevent fraud, protect our systems, and maintain security
To comply with applicable law, professional obligations, legal process, and regulatory requirements
To establish, exercise, or defend legal claims
To send marketing communications where permitted by law and subject to your choices

We may combine information collected through our website with information you provide through other communications, including email, phone calls, referrals, and meetings.

We do not sell your personal information for money.

We may share personal information with trusted service providers that help us operate our website, scheduling tools, forms, communications, customer relationship management systems, accounting systems, document-management systems, security tools, and business operations. These providers may process information only as needed to provide services to us or as otherwise permitted by law.

We may also share information:

With professional advisers, including attorneys, accountants, insurers, and consultants, when necessary for legitimate business or legal purposes
With government authorities, regulators, courts, or other parties when required by law, subpoena, court order, or legal process
To protect the rights, property, security, or safety of Namaste Financial Management, our clients, our personnel, or others
In connection with a merger, acquisition, sale, financing, restructuring, bankruptcy, or transfer of all or part of our business or assets
With your direction or consent

We do not share your information with third parties for their own independent direct-marketing purposes unless we tell you and obtain consent where required by law.

5. Cookies and Analytics

Our website may use cookies and similar technologies. Cookies are small text files placed on your device that help websites function, remember preferences, understand visitor activity, and improve website performance.

We may use:

Essential cookies needed for the website to operate
Preference cookies that remember your settings
Analytics cookies that help us understand website traffic and visitor behavior
Marketing or advertising cookies, if enabled, to measure campaigns and deliver relevant advertising

You may be able to control cookies through your browser settings. Blocking or deleting cookies may affect certain website features.

If we use third-party analytics, advertising, scheduling, form, CRM, or chat providers, those providers may collect information according to their own privacy policies.

6. Marketing Communications

With your consent where required, we may send you newsletters, service updates, event invitations, and other marketing communications by email, text message, or other channels.

You may opt out of marketing emails at any time by using the unsubscribe link in the email or by contacting us at jack@namastefinancialmgmt.com.

If you provide a mobile phone number and agree to receive text messages, you may opt out of marketing text messages by replying STOP, where applicable, or by contacting us. Message and data rates may apply.

Even if you opt out of marketing communications, we may still send non-promotional messages related to consultations, appointments, services, security, legal notices, or our ongoing business relationship.

7. Data Security

We use reasonable administrative, technical, and organizational measures designed to protect personal information from unauthorized access, loss, misuse, alteration, or disclosure.

However, no website, internet transmission, email communication, cloud service, or electronic storage system is completely secure. We cannot guarantee absolute security of information transmitted to us or stored by us.

Please do not send sensitive financial information, account credentials, identification numbers, or confidential documents through an unsecured contact form or ordinary email unless we specifically instruct you to do so through an appropriate secure method.

8. Data Retention

We retain personal information for as long as reasonably necessary to:

Respond to your inquiry
Provide requested services
Maintain client and business records
Meet legal, tax, accounting, insurance, professional, and regulatory obligations
Resolve disputes
Enforce our agreements
Protect our rights and interests

Retention periods vary depending on the type of information, the purpose for which it was collected, the nature of our relationship with you, and applicable legal or professional obligations.

9. Your Privacy Choices and Rights

Depending on your location and applicable law, you may have rights regarding your personal information. These may include the right to:

Request access to personal information we hold about you
Request correction of inaccurate or incomplete personal information
Request deletion of personal information, subject to legal and business exceptions
Request information about how we collect, use, or disclose personal information
Opt out of marketing communications
Limit certain uses of information where applicable
Appeal a decision regarding a privacy request, where applicable

To submit a privacy-related request, email us at jack@namastefinancialmgmt.com with the subject line “Privacy Request.”

To protect your information, we may need to verify your identity before fulfilling a request. We may ask for information reasonably necessary to verify the request, and we will use that information only for verification and request-processing purposes.

We will not discriminate against you for exercising applicable privacy rights. However, certain requests may affect our ability to provide particular services or continue a business relationship.

10. California Privacy Notice

This section applies to California residents to the extent required by applicable California privacy law.

Categories of Personal Information We May Collect

In the preceding 12 months, we may have collected the following categories of personal information:

Identifiers, such as name, email address, telephone number, IP address, and business contact information
Professional or employment-related information, such as job title, business name, and role
Commercial information, such as information about services requested or considered
Internet or electronic network activity information, such as browsing activity, device information, and website interactions
Approximate geolocation information derived from IP address or device information
Financial information that you provide in connection with requested or provided services
Inferences drawn from information you provide or your website interactions, such as potential service interests

We collect this information from you, automatically through your use of the website, from referral sources, and from service providers that support our business operations.

Purposes for Collection and Use

We use personal information for the purposes described in Section 3 of this Privacy Policy, including providing and improving services, responding to inquiries, managing relationships, scheduling consultations, protecting security, and complying with legal obligations.

Categories of Parties With Whom We May Share Information

We may disclose personal information to service providers, professional advisers, government authorities or other parties when legally required, and parties involved in a business transaction, as described in Section 4.

Sale or Sharing of Personal Information

Namaste Financial Management does not sell personal information for monetary consideration.

We do not knowingly sell or share the personal information of individuals under 16 years of age.

If our use of advertising or analytics technologies is considered “sharing” under California law, you may have the right to opt out of that sharing. If we activate such technologies, we will provide an appropriate opt-out mechanism or update this Privacy Policy and related website notices.

California Privacy Requests

California residents may request access to, correction of, or deletion of personal information, subject to applicable exceptions. To make a request, email jack@namastefinancialmgmt.com with the subject line “California Privacy Request.”

California residents may also use an authorized agent to submit a request on their behalf, subject to identity and authorization verification requirements.

11. Do Not Track Signals

Some web browsers offer a “Do Not Track” setting. Because there is no uniform industry standard for responding to these signals, our website may not respond to all Do Not Track signals.

If we use technologies that trigger legally required opt-out rights, we will provide the applicable opt-out mechanism.

12. Children’s Privacy

Our website and services are not directed to children under 13 years of age, and we do not knowingly collect personal information from children under 13.

If you believe a child has provided personal information to us without appropriate consent, please contact us at jack@namastefinancialmgmt.com. If we learn that we have collected personal information from a child in violation of applicable law, we will take appropriate steps to delete it.

13. Third-Party Links

Our website may contain links to third-party websites, scheduling platforms, social media pages, payment processors, or other services. We are not responsible for the privacy, security, or content practices of third parties.

We encourage you to review the privacy policies of every third-party website or service you use.

14. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, services, technology, or legal obligations.

When we make changes, we will post the updated Privacy Policy on this page and revise the “Last Updated” date above. Material changes may also be communicated through other appropriate means.

15. Contact Us

If you have questions, concerns, or requests relating to this Privacy Policy or our privacy practices, contact us: